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Solution

Neobank

White-Label Neobanking Platform

Accelerate your neobank launch with EZPayConnect. A PCI DSS-certified platform with a prebuilt interface and apps, designed to reduce development costs and time to market.

EZPayConnect White-Label Neobank Software

Robust, ready-to-use core infrastructure that helps EMIs, fintechs, and banks launch branded financial services without building core logic from scratch.

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Launch the Neobank of Tomorrow

Agile architecture for next-generation banking. Give users a fully digital, mobile, borderless financial experience.

Frictionless Innovation

Neobanks compete on speed. Our platform can combine payment flows, virtual card management, and microcredit in an intuitive interface.

  • Instant P2P
  • Apple Pay / Google Pay
  • Onboarding in 3 min
  • Crypto-friendly

Onboarding and Accounts

Remote account creation and KYC/KYB data collection, with multi-currency account management for fiat and digital assets.

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Cards and Payments

Linked Visa/Mastercard cards, automated currency exchange, P2P transfers, and local bill-payment integrations.

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Back Office and Control

Structured environment for operational governance: roles, permissions, scheduled reconciliation, chat support, and configurable pricing plans.

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  • Digital Onboarding

    Remote account creation with KYC/KYB data collection integrated through APIs.

  • Digital Identity

    Biometric verification and automated KYC systems designed for security and user experience.

  • Currency Exchange

    Automated exchange for transactions involving different currencies.

  • Card Issuing

    Offer Visa/Mastercard cards linked to accounts through pre-integrated providers.

  • Dynamic Cards

    Instant virtual and physical cards with spending controls and real-time push notifications.

  • P2P Transfers

    Enable instant money transfers between system users at no charge.

  • Detailed History

    Comprehensive financial history and advanced filtering options.

  • Integrated Support

    Built-in chat for communication and immediate user assistance.

  • Monetization from Day One

    Configure premium subscriptions, FX fees, and insurance marketplace models in the admin core.

  • Open Banking

    Connect to external ecosystems through modern APIs for account aggregation and personal financial management (PFM).

Ready-to-Use Neobank Features

Prebuilt core components let your team focus on the product experience.

More about features →

  • For Individuals and Businesses

    • Onboarding and 2FA
    • Ongoing KYC/KYB
    • Fiat/crypto accounts
    • Cards and IBAN
    • Real-time exchange
    • Transfers and QR
    • Cash points

Complete Financial Ecosystem Management

A structured back office for operational governance and compliance monitoring.

  • System Management

    • Currency engine
    • Fees engine
    • CRM and chat
    • AML monitoring
    • Roles and permissions

  • For Merchants

    • POS/QR acceptance
    • Online checkout
    • Dispute management
    • Reports

  • Pre-Integrated Partner Ecosystem

    • Card acceptance
    • Currency exchange
    • Payment acceptance
    • Card issuing
    • KYC/KYB

Processing capacity: 2,700 transactions/sec, 34.5M transactions/day, 1B transactions/month, 12.6B+ transactions/year.

Built to Scale

Our neobank infrastructure is designed to support millions of concurrent users. Its microservices architecture allows features such as asset trading or secured lending to be added independently without interrupting service.

Designed for founders: Reduce CAPEX and focus investment on customer acquisition and brand marketing while we provide the transaction engine and compliance infrastructure.

POS case study

  • Geidea

    Improved its core system by integrating EZPayConnect into its existing POS network.

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App case study

  • MPAY

    Turned a kiosk network into an end-to-end payments app.

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