Request a demo
Request a demo

Solution

Onboarding and Accounts

Digital Onboarding and Account Management

Technical infrastructure for remote registration, automated identity validation, and asset custody in multi-currency environments.

Onboarding Flows (KYC/KYB)

Our registration layer is designed to reduce account-opening friction without sacrificing security. It supports structured collection of metadata and key documents at scale.

  • Individual KYC

    Facial recognition, official ID validation, and liveness detection integrated through APIs.

  • Corporate KYB

    Specialized flows for legal entities: collection of incorporation documents, ultimate beneficial owner (UBO) identification, and business structure verification.

  • Compliance Architecture

    EZPayConnect automates due diligence by instantly cross-checking data against international sanctions lists (OFAC, UN, EU) and politically exposed persons (PEP) databases.

Comprehensive Account Management

After validation, our infrastructure enables instant account creation, with multiple account structures coexisting in the same accounting core.

Account Engine Specifications

  • **Multi-Currency

    ** Native support for USD, EUR, regional currencies, and stablecoins.

  • **Atomic Accounting Core

    ** Every transaction is recorded with automatic balance accounting (double-entry).

  • **IBAN/VCC Assignment

    ** Assign virtual account identifiers for direct deposits.

  • **Logical Sub-Accounts

    ** Create sub-accounts or cost centers under a single ID.

  • **Hybrid Custody

    ** Technically segregate fiat funds and digital assets with unified visibility.

Data Sovereignty and Privacy

The onboarding infrastructure is designed for strict personal-data protection requirements (GDPR and regional equivalents). Collected documentation is stored with strong encryption to keep sensitive information inaccessible to unauthorized third parties.

Through the admin console, your compliance team can review flagged cases, manage exceptions, and audit the complete account creation history.

Designed to Scale

Designed to support regional micro-fintechs through nationwide retail banks with onboarding peaks of thousands of users per minute.